Business & Commercial Insurance
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Business & Commercial Insurance Information
Small- and medium-sized businesses in Nebraska face ongoing financial risks, many of which are entirely outside of the company’s control. Prevention is important, but some accidents are unavoidable. Business insurance helps company owners get the financial protection they need, so when there’s a covered incident or accident, they can reduce their financial losses.
At Miller Farrell Insurance Agency in Nebraska City, our agents are ready to help you identify risks that may be specific to your business type. Contact us today at 402-873-3331 to learn more about how a custom-designed business insurance policy can help you plan for unwanted surprises.
What Is Business Insurance?
Business insurance helps companies reduce their potential financial losses after a covered incident or accident. Your business insurance is a collection of policies designed to address common occurrences.
Your company has unique needs and concerns. Our clients typically find the following business insurance policies most useful:
General liability insurance. If your business is legally responsible for injuries to another person or their property or for advertising injuries, a general liability policy helps shield the business from financial harm.
Errors and omissions (E&O) insurance. This coverage helps pay for damages resulting from your company’s inadequate work or negligence.
Workers’ compensation insurance. This policy may provide financial support for a business if they are financially responsible for helping an employee who is injured or becomes ill on the job.
Business income insurance. After a covered event, you may have to close your business temporarily to allow for repairs or rebuilding. Business income insurance may help pay for taxes and wages or replace lost revenue after a covered loss.
Commercial property insurance. This policy helps a company repair or replace property owned by the business, including inventory, buildings, and equipment damaged by named perils such as fires or break-ins.
Depending on your company’s unique needs, you may require additional policies such as cyber liability insurance or commercial auto insurance to help complete your business insurance plan. The team at Miller Farrell Insurance Agency is ready to help you choose coverage to support your business as you work toward achieving your financial goals.
How Much Does Business Insurance Cost?
The amount of money you pay for business insurance may vary widely from another business. Much depends on the coverage you choose, your claims history, your location and your industry.
Call our team of experts now to discuss factors that may affect your premium rates.
Contact Us to Learn More
Choosing the business insurance policies you need can seem complicated, but with the experts at Miller Farrell Insurance Agency on your side, you’ll have the best insurance coverage for your business. Contact us today to get started building your custom business insurance policy.